Two to four weeks before
- Check document validity. Confirm passport expiry rules, visa or travel-authorisation requirements, and any transit conditions for your route.
- Review official guidance. Read the entry requirements and travel advice published by your own government and by the country you are visiting, since these are the only authoritative sources.
- Consider insurance. Compare coverage for medical care, trip interruption, and theft of electronics, and note the claim procedure and emergency number.
- Notify your bank or card provider if they still require travel notices, and check foreign-transaction terms.
One week before
- Split your money. Carry at least two payment methods stored in different places, plus a small amount of local currency for arrival.
- Secure your accounts. Turn on two-factor authentication for email, banking and cloud storage, and save recovery codes somewhere separate from your phone.
- Prepare document copies. Keep an encrypted digital copy of your passport, tickets, insurance policy and key reservations, plus one paper copy in your luggage rather than your pocket.
- Update and back up devices. Install system updates, run a full backup, and confirm you can restore access if a device disappears.
- Write down offline essentials. Local emergency number, your embassy or consulate contact, accommodation address, and one trusted contact at home.
The day before and at the airport
- Photograph your packed bags and note serial numbers of expensive electronics; it simplifies both police reports and insurance claims.
- Keep passport, cards, medication and electronics in your carry-on, never in checked luggage.
- Share your itinerary with one person you trust.
- Use a plain luggage tag that shows a phone number and email rather than your full home address.
While you are traveling
- Carry less than you own. Take out only the cards and cash you need for the day and leave the rest secured where you are staying.
- Keep valuables distributed. Phone, wallet and passport in separate places make a single loss less disruptive.
- Be deliberate about networks. Confirm Wi-Fi names, use an encrypted connection for anything sensitive, and prefer mobile data when in doubt.
- Choose routine over improvisation. Agree a meeting point with travel companions, note how you plan to get back after dark, and use official or well-reviewed transport.
- Stay quiet about specifics. Room numbers, itineraries and live location posts are best kept off public social media until later.
- Watch your card, literally. Keep it in sight during payment and cover the keypad when entering a PIN.
If something goes wrong
- Prioritise safety over property. Belongings can be replaced.
- Report the incident to local police and get written documentation, which insurers and consulates usually require.
- Freeze or cancel affected cards through your provider's app or hotline.
- Contact your embassy or consulate for lost or stolen passports and follow their replacement process.
- Remotely lock or erase missing devices, then change the passwords for accounts that were signed in on them.
When you get home
- Review bank and card statements for charges you do not recognise.
- Check active sessions and connected devices on your main accounts.
- Remove saved Wi-Fi networks and any temporary access you granted.
- Note what you actually used and what you carried for nothing, and adjust the list for the next trip.
Followed consistently, this routine removes most avoidable problems. It cannot eliminate risk, and local conditions always take precedence over any general list.